Why We Do Not Need Government Health Care

This being Sunday, I thought I'd show how the restrictions religion poses paradoxically advances free market goods and services.

In government dictated health care insurance companies cannot get a license unless they offer a full range of policy-mandated options.  Now keep in mind this is even before Obamacare.  But when you make Blue Cross or any other insurance payment, you are paying for another person's abortion when they have one, and paying thus is forbidden the Christian and Muslim.

(Not to mention the other problem where govt hijacking the insurance industry has them shift their emphasis from loss prevention to actuarial and probability gaming.  Today we have no idea how insurance really would work.)

Given these narrow confines, an enterprising devout Christian hit on a method of insurance that, well, looks like real insurance.  In essence, a group gathers for mutual aid.  Members agree to make a monthly insurance payment, in this case full medical care for a single at $135, two parent family at $320.   The members submit any medical bills above the first $300 per year to the group headquarters.  HQ verifies the bills, and then directs the members that month to mail their payment to the person in the group who has medical bills to cover.  So if Joe Smith has $13,500 in medical bills this month,  100 members mail their payment to him, as an act of charity, and he pays his $13,500 in medical bill directly to the hospital or doctors or whoever.  Anyone else who has bills gets covered as well.  Each month they clear out all bills, one way or another.  Wow.

Members pay $175 a year to join, and for that administrators check and verify the bills, and negotiated down bills for members (cash talks) and also maintains lists and a clearing house of doctors who esteem cash paying patients.  This efficiency lowers the cost of health care.

Since doctors are not obliged to flog murderous medicines to stay in business, they can offer true cures, and expect no problem from an insurance company.  tis will allow the free market to fund efficacious cure.  Forget paying for "health care," we want to pay insurance for cures!  Health care is free... diet and exercise.  Only a government would force you to buy what is free.

This plan has about 17,000 members across all 50 states.  All of these people are conscientious objectors to abortion and sterilization, etc... so their passion led to an innovation that gives them better medical care cheaper outside of the system.

Some Catholics did something analogous.  When the Pope forbid contraception, but not natural family planning, some Catholic doctors worked within those confines to come up with natural family planning that is superior in method effectiveness to any artificial system.  And no cost, and no side effects.

But wait, there is more!  All this research led doctors realize that almost all womens health concerns first manifest, or offer markers, within their fertility cycles.  So depending on the nature of the fertility cycle, disruption, they could offer what is going wrong and catch problems very early indeed.  Artificial Birth Control actively suppresses the natural processes, leaving women to find out too late.

Now you cannot hear about this without first asking, and one is not inclined to ask unless one is obedient to the confines of dogma.  Imagine that, a health-care revolution precipitated by Vatican censoriousness.

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