Tuesday, June 18, 2013

Private Firefighters

70% of the firefighters in USA are volunteers.  Every bit as talented and trained as the paid version, but they just volunteer their fire suppression and rescue services.  And there is another category of firefighter, the insurance firefighter.
Morris is among a group of private firefighters hired in recent years to protect homes with high-end insurance policies. In a wildfire season that is one of the busiest and most destructive ever to hit the region, authorities and residents say their help is welcome.
The story is we needed paid firefighters because unpaid firefighters fought over the right to get paid fighting fires for insurance companies, and alternatively, if you could not afford insurance, you house would be allowed to burn down.

That kind of thing, letting a house burn down for unpaid insurance, only happens when you have paid firefighters. Repeatedly these days.

Well, insurance companies hire who they want, and certainly don't hire people who brawl while buildings burn.  For those without insurance, volunteer firefighters, then and now, did the trick.

Here is a great place to cut city expenses and taxes: convert to all volunteer firefighters, go from 70% to 100%

Feel free to forward this by email to three of your friends.


3 comments:

Unknown said...

This is a topic that needs more exposure. Here in Clark County (Las Vegas) Nevada there are many firefighters making 250k a year and more! This is just crazy! Firefighting is a noble profession but really - 250k! There is a good website in Nevada http://transparentnevada.com/salaries/2012/clark/
that posts all public salaries. Of course they are fighting to make this illegal!

Anonymous said...

What about their pensions? I keep seeing articles about government employees actually making more money retired from their pensions than when they were working. How long can this go on?

http://chicago.cbslocal.com/2013/04/29/2-investigators-state-police-retirees-draw-six-figure-pensions/

"A state trooper with 25 years on the job can retire at 50 and get 80 percent of his pay. Add overtime and yearly cost-of-living-adjustments, and some end up making more in retirement than they did while they worked."

Anonymous said...

I've seen the same thing with pensions for lower level state gov. employees, like DMV clerks, bookkeepers, even lifeguards, where their pension benefits are super-sized compared to their actual working salaries.

Also, states are now being affected by obamacare. States are cutting employee work hours:

http://news.investors.com/061913-660419-local-governments-cut-hours-to-avoid-obamacare-mandate.htm

It's going to be interesting seeing how all of this plays out in the next few years.